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Care Funding Qualification

Navigating the complexities of care funding can be a challenging task. Understanding what care funding you might be entitled to is essential to ensure you or your loved one receives the appropriate support.

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Healthcare Vs. Social Care

To begin, it’s crucial to differentiate between healthcare funding and social care funding. These two types of care serve distinct purposes, and determining which one applies to your situation is the first step.

Healthcare Needs

These needs are related to the treatment, control, prevention, or aftercare of a disease, illness, injury, or disability. They may involve tasks carried out by health professionals.

Social Care Needs

Social care focuses on assisting with daily living activities, maintaining independence, social interaction, and more. It aims to enable individuals to participate fully in society and may involve complex relationships and supported accommodation.

The National Framework for NHS Continuing Healthcare and NHS-funded
Nursing Care provides these definitions to help you get started.

Care Funding Threshold In England

In England, understanding the financial aspect of care funding is critical. If your assets exceed £23,250 (including most savings and investments, excluding the value of your property), your local authority may expect you to cover your care costs.

For jointly held assets, such as a joint bank account, only your portion of ownership is considered. For example, a couple with £30,000 in joint savings would be seen as having £15,000 in assets per person.

Financial Assessment

To determine your eligibility for financial support towards your care costs, you can request a Financial Assessment from your local council. This assessment evaluates your financial means and calculates:

Whether the council will fully fund your care.

Whether the council will partially fund your care.

Whether you are responsible for covering all your care costs

The Financial Assessment Officer will review various aspects of your finances, including income, savings, investments, benefits, property, and pensions.

If you have assets less than £23,250, the council may contribute to your care costs, often through a direct payment as part of your personal budget. It’s important to note that your financial situation is subject to annual reassessment.

Choices Homecare

Get Your Funding Questions Answered

At Choices Homecare, we’re here to assist you with any questions you have about the costs and funding of home care in. Our experienced, family-focused care providers can offer guidance on available care options and the full cost of your care.

As a private care provider, we directly employ all our carers, enabling us to provide a fully managed home care service. This means we handle every aspect of your care, giving you more time to enjoy meaningful moments with your loved ones.

To learn more about care funding qualifications and discuss your unique situation, please don’t hesitate to contact us today.

Know How Home Care Services Work in UK – Choice Homecare

Do You Want To Join Our Care Team?

As a valued team member, you can expect comprehensive initial and refresher training, ongoing friendly support and mentoring, regular clients and great terms and conditions. We want you to join a service you can be proud to represent.

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Still Have Questions?

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Part of The Optimo Care Group

Optimo Care Group was established in 2010. Since then we have developed a wide range of health and social care services for younger people and adults with autism and learning disabilities, as well as Home Care services across the UK.