Pension Credits offer financial support to individuals aged 65 and over. This assistance comprises two main components: Guarantee Credit and Savings Credit. Additional funds might be available based on specific circumstances, such as living with a severe disability or caring for a child.
This ensures a guaranteed minimum income level by topping up your weekly pension if it falls below a particular threshold. The amount can vary, especially if you have a disability.
An extra payment for those who have made provisions for their retirement, such as savings, investments, or a second pension. The benefit amount varies depending on your living arrangements.
Attendance Allowance is a tax-free benefit for individuals aged 65 or older who require assistance with personal care due to physical or mental disabilities. The benefit is paid at different rates depending on the level of care and support needed.
To qualify, you generally must be aged 65 or older and meet at least one of the following criteria:
Carer’s Allowance is designed to support individuals who care for disabled persons, regardless of their relationship or living situation. Qualifying for Carer’s Allowance can also lead to National Insurance Credits and potential eligibility for other benefits.
Council Tax Reduction, which has replaced the Council Tax Benefit, provides discounts on your council tax bill based on your specific circumstances. Eligibility depends on factors such as your location, financial situation, dependents, benefits, savings, pension, and household circumstances.
During the winter months or periods of severe cold weather, various benefits are available to assist with heating and energy bills.
Generally provided automatically to those of a certain age receiving a State Pension and another social security benefit. Eligible individuals may need to apply themselves.
A one-off payment made directly to your energy provider, who then deducts the discount from your gas or electricity bill.
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